Category

.NET

ABOUT FINANCIAL SERVICES API PLATFORM

The Financial Services API Platform is an enterprise-grade solution developed with .NET Core, designed to power secure and scalable banking operations for financial institutions.

It enables real-time payment processing, account management, and third-party integrations aligned with global regulatory frameworks such as PCI DSS, GDPR, and Open Banking standards.

This platform helps financial organizations modernize legacy systems, accelerate digital transformation, and provide secure, compliant, and high-performance financial APIs capable of processing millions of transactions per day.

Financial Services API Platform Dashboard

Financial Services API Platform Transactions

ISSUES FACED BY THE CLIENT

Fragmented systems for customer and transaction management caused inefficiencies.

Manual workflows delayed payments, settlements, and financial reporting.

Limited integration with banking systems and fintech APIs restricted automation.

Outdated infrastructure led to security gaps and compliance risks.

Lack of real-time data access across departments reduced visibility and coordination.

Our Approach

Microservices-Based Architecture

Implemented a domain-driven microservices setup ensuring modular design, independent scaling, and fault isolation across banking services.

Secure API Gateway

Built a centralized API gateway for authentication, rate limiting, routing, and real-time monitoring with integrated threat detection.

Real-Time Payment Processing

Developed high-speed payment APIs supporting multi-currency transactions with real-time validation and error-free processing.

Advanced Analytics Layer

Integrated analytics for fraud detection, live transaction monitoring, and business intelligence insights.

Compliance & Security Framework

Ensured PCI DSS Level 1, SOX, and GDPR compliance with AES-256 encryption, OAuth 2.0, and multi-factor authentication for secure operations.

Financial Services API Platform API Managment

Financial Services API Platform API Managment

The challenge

Scalability & Performance

Handling 500K+ daily transactions with sub-200ms response times and 99.99% uptime.

Security & Regulatory Compliance

Ensuring PCI DSS, GDPR, and Open Banking compliance for complete data security.

Third-Party Integration

Supporting secure integrations with fintech partners, wallets, and mobile apps.

Real-Time Monitoring

Deploying smart systems to detect anomalies, prevent fraud, and ensure uptime.

SWOT Analysis

Strengths

Highly secure and compliant .NET Core-based architecture.

Real-time, high-volume transaction handling capability.

Weaknesses

Complex testing and validation due to multi-layered integrations.

Continuous monitoring required to ensure compliance with dynamic regulations.

Opportunities

Expansion into open banking ecosystems and global financial platforms.

Integration with blockchain and AI-based fraud prevention systems.

Threats

Rapid evolution of fintech standards and compliance requirements.

Potential cybersecurity threats targeting high-value transactions.

STRATEGIC SOLUTION | KEY FEATURES & FUNCTIONALITY

Account Management APIs
- Comprehensive account creation, update, and balance management modules with real-time synchronization across systems.

Payment Processing APIs
- End-to-end fund transfer, transaction validation, and payment tracking with secure, multi-currency support.

Analytics & Monitoring Service
- Real-time fraud detection, anomaly alerts, and performance analytics for proactive risk management.

Compliance & Audit Layer
- Fully integrated PCI DSS, SOX, and GDPR modules ensuring encrypted data storage, access logs, and regulatory reporting.

API Gateway & Security
- Centralized routing with rate limiting, token-based authentication, and encrypted request/response management.

High Availability Architecture
- Auto-scaling and failover systems designed for continuous uptime and high throughput under heavy load.

Developer-Friendly Documentation
- Comprehensive API documentation and sandbox environment for faster third-party integration.

Project Screenshots

Financial Services API Platform Dashboard

Financial Services API Platform Transactions

Financial Services API Platform API Managment

Financial Services API Platform Account Service

Financial Services API Platform Compliance & Security

Results achieved

Delivered a modern and secure API platform capable of handling high-volume financial transactions with consistent uptime and performance stability.

Enabled real-time payment processing and multi-currency support, empowering the client to expand global operations with confidence.

Improved transaction processing speed with an average API response time of just 50ms, ensuring smooth customer experiences.

Achieved regulatory compliance across multiple frameworks, including PCI DSS Level 1 and GDPR, ensuring full data security and transparency.

Reduced operational costs through automation, analytics-driven monitoring, and a scalable hybrid cloud deployment.

Technologies used

.NET Core

.NET Core

Docker

Docker

JWT & OAuth 2.0

JWT & OAuth 2.0

React JS

React JS

SQL Server

SQL Server

MAP_New

Global Footprints

Served clients across the globe from38+ countries